Federal laws, including the Fair Debt Collection Practices Act ("FDCPA"), are aimed at protecting the interests of consumers. Consumer protection laws are designed to ensure fair competition and the free flow of truthful information in the marketplace.
Unfair debt collectors sometimes cross the line in their attempts to obtain payment. They are hoping that you aren’t aware of the legal restrictions of what they can and cannot do. The following are possible violations of the FDCPA:
In recent years, the economic situation in the US has changed dramatically and many people have lost their jobs. Despite their despite to do so, more and more people are unable to pay back their debts, which means that more and more unfair debt collectorsare violating the laws when they attempt to collect. As a result, FDCPA claims have become much more common.
If you feel your debt collection rights have been violated, it is important for you to contact a fair debt collection lawyer today who can explain your consumer rights and help put an end to the harassing debt collectors.
If you or someone you know has been harassed in any way by a debt collector, you have the right to sue the debt collector in state or federal court. If the debt collector has violated the FDCPA, you can receive monetary compensation for the actual damages you have suffered as a result of the unlawful debt collection practices plus up to an additional $1,000 for statutory damages for each violation. In addition, the debt collector is responsible to pay for your attorneys fees and costs - so you owe us nothing out of pocket to help!
The Gogel Law Firm handles cases throughout Missouri and Illinois.
Jeremy A. Gogel is admitted to practice law before all Courts in the State of Missouri, and represents clients in all counties and cities in Missouri, including: St. Louis, St. Louis City, St. Charles, St. Louis County, Jefferson County, Franklin County, Warren County, Lincoln County, St. Genevieve County, Boone County, Montgomery County, Osage County, Pike County, Callaway County, Gasconade County, Washington County, St. Francis County, Affton, Ballwin, Bella Villa, Bellefontaine Neighbors, Bellerive, Bel-Nor, Bel-Ridge, Berkeley, Beverly Hills, Black Jack, Breckenridge Hills, Brentwood, Bridgeton, Calverton Park, Castle Point, Champ, Charlack, Chesterfield, Clarkson Valley, Clayton, Concord, Cool Valley, Country Club Hills, Country Life Acres, Crestwood, Creve Coeur, Crystal Lake Park, Dellwood, Des Peres, Edmundson, Ellisville, Eureka, Fenton, Ferguson, Flordell Hills, Florissant, Frontenac, Glasgow Village, Glencoe, Glendale, Glen Echo Park, Grantwood Village, Greendale, Green Park, Grover, Hanley Hills, Hazelwood, Hillsdale, Huntleigh, Jennings, Kinloch, Kirkwood, Ladue, Lakeshire, Lemay, Mackenzie, Manchester, Maplewood, Marlborough, Maryland Heights, Mehlville, Moline Acres, Normandy, Northwoods, Norwood Court, Oakland, Oakville, Olivette, Overland, Pagedale, Pasadena Hills, Pasadena Park, Pine Lawn, Richmond Heights, Riverview, Rock Hill, Sappington, Shrewsbury, Spanish Lake, St. Ann, St. George, St. John, Sunset Hills, Sycamore Hills, Town and Country, Twin Oaks, University City, Uplands Park, Valley Park, Velda City, Velda Village Hills, Vinita Park, Vinita Terrace, Warson Woods, Webster Groves, Wellston, Westwood, Wilbur Park, Wildwood, Winchester, and Woodson Terrace.
Jeremy A. Gogel is admitted to practice law before all Courts in the State of Illinois, and represents clients in all counties and cities, including: Madison County, St. Clair County, Bond County, Sangamon County, Washington County, Jefferson County, Franklin County, Williamson County, Jackson County, Collinsville, Alton, Edwardsville, Glen Carbon, Granite City, Belleville, Fairview Heights, Columbia, Waterloo, Cahokia, Dupo, Highland, Maryville, Mascoutah, Lebanon, Carlyle, Springfield, Litchfield, Bloomington-Normal, Peoria, Marion, Mt. Vernon, Carbondale, Centralia, Nashville, and Pinckneyville.
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